Home Upgrades to Consider Making as You Restore Your Home in Sanibel Island
Posted by Holly Peeples on Monday, November 28, 2022 at 5:56:08 PM
By Holly Peeples / November 28, 2022
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As homeowners on Sanibel Island begin to recover from the devastation that hurricane Ian brought to the island some may be wondering if they should take this opportunity of rebuilding and remodeling their homes to make a few upgrades and fixes.
It is good to know that any upgrades you make above what was already in your home will cost extra money from your own pocket as insurance is in place to give funds for rebuilding your home to the current status it was in before the hurricane occurred. But if you have the funds and ability to do so now could be a good opportunity to make some upgrades you have been thinking...
As the island is still working to get back up on its feet and functioning better than it ever did before, the City of Sanibel has shared some important information on where residents of Sanibel Island can get their mail while services are still waiting to be restored at a normal capacity. 
Dealing with damage that is left behind after a hurricane is stressful and can be very overwhelming especially if you are unsure of what your next steps should be. It can be made trickier if you are considering moving whether it is in response to the storm or you have already planned to put your home on the market or it was currently up for sale when the storm hit.
In the same way that your first home is crucially important to insure, so is a secondary vacation home. Vacation properties are often in locations that come with a higher risk factor, areas that are highly desirable to visit, but also prone to harsh weather and other risks. Insurance coverage for a vacation home may come at a higher cost and it is good to know all the details about insurance for a vacation home before purchasing one. 
If you own a home in southern Florida or are considering a move here, you. may be wondering if it is a good investment to purchase a home or how your home value has been impacted after seeing the aftermath of Hurricane Ian. 
The City of Sanibel shared on Sunday 11/13 updated information about restoring power to a structure on the island. This latest information has to do with the proper channels that electrical contractors and electrical engineers must go through in order to request that the LCEC turn on the power to a structure on the island. 
Residents of Sanibel Island celebrated as the Sanibel causeway was repaired to a point of being able to accept traffic again on October 19, much sooner than expected. When the hurricane hit at a category four level of intensity on September 28 some expected it to be several months before the bridge would be usable.
Residents of Sanibel Island have just begun to return to their homes on the island in the last couple of weeks. As they are able to return to their property they have begun taking the necessary steps to rebuild their homes by documenting the damage and reporting a claim to their insurance company. But what if your insurance company is dragging its feet in response to you? Or is not offering the coverage you feel it should? Or what if they are not offering any coverage at all? Do you have to take their answer or is there a way you can get help to push back and renegotiate?
Many property owners on Sanibel Island with good reason have questions about FEMA's 50% rule and the National Flood Insurance Program when it comes to getting back on track after hurricane Ian. 
The city of Sanibel Florida released yesterday information on how private residents can receive help with debris cleanup on private property as well as commercial properties after hurricane Ian. They have also listed ways in which residents can receive help for any displaced and