Island Life

Does Hurricane Damage Impact Property or Home Value?

Does Hurricane Damage Impact Property or Home Value?If you own a home in southern Florida or are considering a move here, you. may be wondering if it is a good investment to purchase a home or how your home value has been impacted after seeing the aftermath of Hurricane Ian. 

Do hurricanes create a negative impact on the local housing market?

Research several times has shown that there is a positive long-term impact as a result of hurricanes. These reports also show that home sales happen less frequently and at a lower cost immediately following storm damage. This probably comes as no surprise. Research from former hurricanes has also shown that pending sales can drop by as much as 50% in Florida housing markets post-hurricane....

The Latest Information About Power Restoration on Sanibel Island

The Latest Information About Power Restoration on Sanibel IslandThe City of Sanibel shared on Sunday 11/13 updated information about restoring power to a structure on the island. This latest information has to do with the proper channels that electrical contractors and electrical engineers must go through in order to request that the LCEC turn on the power to a structure on the island. 

Protocols for Electrical Contractors to Request Power Restoration

An electrical contractor that is licensed within the state of Florida may inspect and submit an affidavit to restore power to residential structures requiring service less than 600 A or 240 V and commercial structures requiring less than 800 A or 240 V.

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Businesses That are Now Open on Sanibel Island after Hurricane Ian

Businesses That are Now Open on Sanibel Island after Hurricane IanResidents of Sanibel Island celebrated as the Sanibel causeway was repaired to a point of being able to accept traffic again on October 19, much sooner than expected. When the hurricane hit at a category four level of intensity on September 28 some expected it to be several months before the bridge would be usable.

The impact of the Causeway in getting people back to their properties on the island was understood and government authorities expedited the repair process to be ready for allowing traffic on October 21. It was met with much anticipation and happiness that the Causeway was able to take traffic days earlier. The Causeway is still closed to anyone...

What to Do if Insurance Denies Your Hurricane Ian Damage Claim

What to Do if Insurance Denies Your Hurricane Ian Damage ClaimResidents of Sanibel Island have just begun to return to their homes on the island in the last couple of weeks. As they are able to return to their property they have begun taking the necessary steps to rebuild their homes by documenting the damage and reporting a claim to their insurance company. But what if your insurance company is dragging its feet in response to you? Or is not offering the coverage you feel it should? Or what if they are not offering any coverage at all? Do you have to take their answer or is there a way you can get help to push back and renegotiate?

Is it common to receive an unexpected response from your insurance company?

It is not uncommon...

What is FEMA's 50% Rule?

What is FEMA's 50% Rule? Many property owners on Sanibel Island with good reason have questions about FEMA's 50% rule and the National Flood Insurance Program when it comes to getting back on track after hurricane Ian. 

The FEMA 50% rule is a regulation put in place by the National Flood Insurance Program prohibiting improvements to a structure that exceeds 50% of its market value unless the entire structure is brought into full compliance with current flood regulations. These current code compliance measures could include items like elevating a property structure or using certain flood-resistant materials in the building as well as installing proper flood venting.

There was recently a question and answer session with Jeffrey Parker of the National Flood Insurance Program that helped to answer everyone's...

Receiving Help with Debris Removal and Finding Lost Items After Hurricane Ian

Recieving Help with Debris Removal and Finding Lost Items After Hurricane IanThe city of Sanibel Florida released yesterday information on how private residents can receive help with debris cleanup on private property as well as commercial properties after hurricane Ian. They have also listed ways in which residents can receive help for any displaced and abandoned houses, vehicles, vessels, or other titled property.

Cleanup assistance will be provided through the Florida Division of Emergency Management with a filled-out application. There is a separate application for each type of help being requested. One application is specifically for general debris removal and the other is for debris...

Helping a Community After a Natural Disaster

Helping a Community After a Natural DistaterThey're really is no portion of the planet that is not susceptible to some sort of natural disaster of some kind. Some areas are prone to tornadoes, in other areas blizzards, some earthquakes, and in others hurricanes. Natural disasters have varying degrees of intensity and damaging effects and can be very challenging for the people and towns directly affected. It is not uncommon to have a heightened stress level following a natural disaster as well as experience different levels of physical, mental, and emotional exhaustion.

One way to help combat these feelings of anxiety and stress is to band together with other people and relief efforts to rebuild areas. Whether it is an area on the other side of the country from where you live or you...

The Sanibel Causeway is Opening Back Up

The Sanibel Causeway is Opening Back UpJust yesterday on October 11, 2022, a convoy of trucks crossed the Sanibel Causeway bringing help and hope to Sanibel Island after the effects of hurricane Ian. Florida Governor Ron DeSantis was present announcing that the causeway has been opened up to emergency vehicles and will be officially open for civilian use as soon as October 21.

This is amazing news as the convoy of trucks has officially crossed the Sanibel Causeway ahead of schedule. Though the trucks are able to cross the causeway is not yet fully open for civilian traffic as more repairs need to be made to ensure its complete safety for civilian travel.

 Yesterday...

Get to Know Your Neighbors on Sanibel Island at The Community House

Get to Know Your Neighbors on Sanibel Island at The Community HouseHave you just moved to Sanibel Island or recently purchased a second home here? Are you looking for ways to get to know the people of Sanibel Island and immerse yourself in the community? The community house is a good way to get to know the people of the island.

About the Community House

The community house is run by the Sanibel Community Association it is located at 2173 Periwinkle Way on Sanibel Island. If you have questions you can contact them via the email address on the Community House website. The Sanibel Community Association is an independent organization that operates the Community House which serves as...

You Don't Want to Miss This Year's Island Hopper Festival!

island hopper festival2022This year's Island Hopper Songwriter Fest is right around the corner and you want to make sure that you do not miss it! Every year the festival brings in the greatest singer-songwriters from around the nation and this year will not disappoint. There are some very impressive performances from big names scheduled. And what is even better is that the venues are small allowing you a more immersive experience. As always the Island Hopper Songwriter Festival kicks off on Captiva Island.

This popular and can't-miss music festival is broken into three locations over a 10-day period and the first is Captiva Island from September 16-18. The festival will then move onto downtown Fort Myers from September 19-22. It will cap off in Fort Myers Beach from September...