Sanibel Real Estate

The Importance of an Elevation Certificate to a Sanibel Homeowner

The Importance of an Elevation Certificate to a Sanibel HomeownerDefinition of an elevation certificate

An elevation certificate is an official legal document that states the precise elevation of a property. This certificate also includes information about the details of the location of the structure on the property and the building characteristics. One critically important detail it includes is the base flood elevation of the home or BFE. It also states the flood zone location of the home.

Why would elevation certificates still be important...

A Guide to Restoring Water Service at Your Sanibel Home

A Guide to Restoring Water Service at Your Sanibel HomeThough hurricane Ian took place several months ago there are still many Sanibel island property owners that are just now returning to their properties or have yet to return to their property on the island. This means that many Sanibel Island homeowners are just beginning the restoration process for their homes after the hurricane. As such some homeowners may still be looking for direction on getting their home up and running.

If you are needing some help to restore water service to your Sanibel home here is a guide with information from the Island Water Association Inc. of Sanibel and Captiva Island.

It is good to note that in order to request that water services be restored...

Tips for Purchasing a House in a Hurricane Zone

Tips for Purchasing a House in a Hurricane ZoneSanibel Island is one of the most beautiful locations on the planet to purchase property. Though it is currently under restoration from a pretty harsh hurricane back in September it is still a wonderful place to live and will only continue to get better as restoration is underway. That being said there are some considerations to take when you are purchasing a Sanibel Island property as properties are within a hurricane zone.

 Here are some tips about purchasing a home in a hurricane zone

 Look for risk assessment tools

 If you search out property risk assessment tools on your web browser you may be able...

Knowing That a Contractor Will do a Good Job on Your Sanibel Home Renovation

Knowing That a Contractor Will do a Good Job on Your Sanibel Home Renovation Though the causeway has opened up to let everyone interested in accessing Sanibel Island onto the island, there is still a lot of work that needs to be done to restore many of the businesses and properties. Some Sanibel property owners have yet to be able to step foot on their Sanibel Island property for several varying reasons. There are many Sanibel Island homeowners that will still be in need of a contractor to help them with the restoration renovations in their homes.

 

It is important to realize that not all contractors claiming they have the ability to restore a hurricane-damaged home will actually deliver...

Things to Watch Out for If Your Post-Hurricane Sanibel Home has Flooded

Things to Watch Out for If Your Post-Hurricane Sanibel Home has FloodedThe recent hurricane brought flooding into several Sanibel Island homes. After a home floods, there are several different important areas of the home that have been impacted some that are obvious and many that you may not be aware of especially if your home has never seen this type of damage. Whether your home flooded in a small portion, or the entire lower level went underwater, there can be some surprising far-reaching consequences of flood water.

There are of course the well-known to the naked eye effects of having gray water and soggy walls. But there can be many other symptoms of flooding in your home that are not known until later and can cause...

The Importance of a Home Inspection on an As-Is Florida Property

The Importance of a Home Inspection on an As-Is Florida PropertyWith many homes on Sanibel Island still recovering from the effects of hurricane Ian some homeowners have ultimately decided to go ahead and sell their home as it is because they are finding themselves unable to restore their property. This has piqued the interest of several buyers hoping to purchase a dream property on the island at a more affordable price point.

In fact, you will find all over Florida in the areas that were hit significantly by the hurricane that there are a few properties being sold as is. This means that the home will be sold with the understanding that there are major repairs needed but there will be no expectation of the property owner to fix up or give...

Building a New Home on Sanibel Island with Hurricane Safety in Mind

Building a New Home on Sanibel Island with Hurricane Safety in MindThere are so many benefits to living in Florida and many people have moved to the state in the last couple of years. Sanibel Island is one of the most beautiful locations to live in Florida, but it is currently recovering from a hurricane. If you are looking to rebuild a home that was completely destroyed or have purchased a Sanibel Island home as is that needs to be torn down and rebuilt you may be wondering about building a home that can better withstand a storm. 

The Damage a Hurricane Can Bring

 Hurricanes bring very high winds. Depending...

The Proper Way to Muck and Gut a Sanibel Home After Hurricane Ian

The Proper Way to Muck and Gut a Sanibel Home After Hurricane IanWhat is a Muck and Gut

Muck and Gut is a commonly used term by contractors and construction workers to describe the first step in the rebuilding process for a home after a natural disaster. Mucking and Gutting consists of removing all damaged belongings from the property including damaged housing materials in order to prep for the next stage of rebuilding a home after a natural disaster. This step precedes prepping the home for any necessary mold treatment. The muck and gut process can come with health hazards when dealing with debris. It is important that if you plan to muck and gut your Sanibel Island home after Hurricane Ian that you take the proper protection measures to keep...

What is an Insurance Moratorium?

On any given regular day a homeowner could call up their homeowner's insurance company and update or make insurance policy changes at any time. But in the days leading up to a natural disaster such as in hurricanes insurance companies have the option to choose to impose a moratorium. This limits the choices for insurance in the impacted ZIP Codes of the hurricane until hurricane risk has subsided.

Helpful information about insurance moratoriums

There are two main types of moratoriums when it comes to homeowners insurance and both of these are designed to help keep insurance companies running. The first type of moratorium occurs with the State Department of Insurance preventing any insurance company from canceling on a homeowner or not renewing a policy during a set period of time as a means of public policy. This moratorium is put into place by the government to protect homeowners and help them get the help they need after the impact of a natural...

How Home Equity Can Help with Retirement Goals

How Home Equity Can Help with Retirement GoalsResearch conducted by the Retirement Industry Trust Association has shown that of the 10,000 Americans in the Baby Boomers generation that reach the typical retirement age of 65 every day only 47% have already retired. It is not uncommon for many people to think about what their life will look like during retirement and how they may be able to sustain that lifestyle as they take a much-deserved step away from the working world.

If you are considering how you will fund retirement one thing that could be a huge hopeful factor is deciding whether your current home will suit your retirement lifestyle needs. If your current home does not have features or benefits that would be helpful for the next...